
Welcome to the Human Bank™ App
Discover your Human Bank Score and start investing in your five essential wellbeing areas — Physical, Emotional, Relational, Mental, and Soul Banks, fuelled by the currencies of Energy, Joy, Love, Peace, and Freedom.
We'll guide you to measure where you are today and help you invest for life that is truly life.

The Human Bank™ App is built on the revolutionary Human Bank™ concept. It is a simple yet powerful whole-life wellbeing framework that enables you to invest in your Human Banks and see them flourish and prosper.
The Human Bank™ Book introduces the concept and framework, while the Human Bank™ App provides the tool to assess your wellbeing and make intentional investments into your Human Bank™.
Happy investing,
Michael J Smith
Founder, Human Bank™
What Is The Human Bank™?
Your Human Bank™ is made up of five Banks and five Currencies — Energy, Joy, Love, Peace, and Freedom — empowering you to invest wisely and build a life that truly prospers.
Energy
Physical Bank
Joy
Emotional Bank
Love
Relational Bank
Peace
Mental Bank
Freedom
Soul Bank
Every day, you make deposits and withdrawals in each Bank.
The Human Bank™ Assessment reveals your true balance — and how to invest and prosper.
How the Assessment Works
YOUR HUMAN BANK™ DASHBOARD PREVIEW
Human Bank™ Wellbeing Rubric
Investments
Your personalised dashboard reveals your wellbeing today — and where you can invest and how.
A Simple Framework for a Life That Truly Prospers
Life is demanding. Many people feel depleted — physically, emotionally, mentally, relationally, or spiritually.
With the Human Bank™ App you can:
- ✔See your wellbeing instantly
- ✔Identify profit and loss across your Human Banks
- ✔Receive personalised investment recommendations
- ✔Grow God-centred, sustainable wellbeing
- ✔Track your progress over time
What People Are Saying
"The Human Bank™ uplifted my understanding of my wellbeing greatly. Simple, powerful, life-changing."
— Andy W.
"Real change is possible using the wisdom and practical advice found in Human Bank."
— Justin
"Clear Plan to a Full Life"
— Adrian F
Start Investing in Your Wellbeing Today
Read the Human Bank™ Book
Get your copy of the Human Bank™ Book on Amazon or Koorong.


